Business English Lite | World’s retirement bill: Can governments afford to pay it? 世界中の年金、政府は支払えるの？

2014/12/16

World’s retirement bill: Can governments afford to pay it? 世界中の年金、政府は支払えるの？

With aging populations and increasing life expectancy in many countries of the world, public pension schemes are likely to be a heavy drain on the national treasury. This is the main concern of a report released on December 8 by the Organization for Economic Cooperation and Development (OECD).

The situation will be aggravated by the fundamental pension reforms that are expected to come into force in the U.K. in April next year. The reforms could result in pensioners running out of money. This is because the new policy will give people many options about how and when to spend their money, which could be harmful to both incomes and incentives to work.

The report proposes that the problem might be partially solved by raising retirement ages, reducing options for early retirement, and providing new incentives for workers to save for their own retirement by adopting automatic enrollment in private plans. By following this strategy, workers will work longer and contribute over a longer period to their retirement savings.

Another option is to adopt the French policy of making it mandatory for workers to contribute toward a pension pot for a minimum number of years in order to qualify for the state pension.

Key Vocabularies :

drain [noun] 流れる、空になる。お金や供給品などの多くの何かを使用するもの, aggravate [verb] 悪化する。何かを悪化させる。, incentive [noun] 動機付け、励みになるもの。それを行うことで自分に利益があると分かっているので、何かをしようとさせるもの, enrollment [noun] 登録、入会。何かに参加すること、何かのメンバーになること, mandatory [adj] 強制的な、義務的な。法律や規則によって義務付けられている,

Quiz

本文の内容や単語について問う問題です。問題は全部で5問あります。是非チャレンジしてみて下さい。

1. The unemployment rate in the developed and developing countries.

2. The rising poverty rate throughout the world.

3. The ability of public pension schemes to meet requirements.

4. None of the above.

1. Age.

2. Patience.

3. Job.

4. Money.

1. Germany.

2. Australia.

3. The U.S.

4. The U.K.

1. Target.

2. Profit.

3. Worry.

4. Motive.

1. Recreate.

2. Respect.

3. Follow.

4. Declare.

1. Increase the age at which people retire.

2. Reduce the options for voluntary retirement.

3. Give incentives to workers to save more.

4. All of the above.

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World’s retirement bill: Can governments afford to pay it? 世界中の年金、政府は支払えるの？

Quiz

1.
According to the article, what is the main concern of the OECD report?

2.
The pension reforms in the U.K. could result in pensioners running out of

3.
Where will large-scale pension reforms come into force next year?

4.
This is the main concern of a report released on December 8 by the OECD.
In the above sentence, what does the word concern mean?

5.
Another option is to adopt the French policy of making it mandatory for workers to contribute toward a pension pot for a minimum number of years.
In this sentence, what is the meaning of adopt?

6.
According to OECD, what needs to be done to solve the problem discussed in the article?

World’s retirement bill: Can governments afford to pay it? 世界中の年金、政府は支払えるの？

Quiz

1. According to the article, what is the main concern of the OECD report?

2. The pension reforms in the U.K. could result in pensioners running out of

3. Where will large-scale pension reforms come into force next year?

4. This is the main concern of a report released on December 8 by the OECD.In the above sentence, what does the word concern mean?

5. Another option is to adopt the French policy of making it mandatory for workers to contribute toward a pension pot for a minimum number of years.In this sentence, what is the meaning of adopt?

6. According to OECD, what needs to be done to solve the problem discussed in the article?

1.
According to the article, what is the main concern of the OECD report?

2.
The pension reforms in the U.K. could result in pensioners running out of

3.
Where will large-scale pension reforms come into force next year?

4.
This is the main concern of a report released on December 8 by the OECD.
In the above sentence, what does the word concern mean?

5.
Another option is to adopt the French policy of making it mandatory for workers to contribute toward a pension pot for a minimum number of years.
In this sentence, what is the meaning of adopt?

6.
According to OECD, what needs to be done to solve the problem discussed in the article?